Welcome to Armony Cooperative Society's software. These Terms of Service ("Terms") govern your use of our software and services. Please read these Terms carefully before using our software.

  1. Acceptance of Terms

By using our software, you agree to these Terms. If you do not agree to these Terms, do not use our software.

  1. Use of Software

You may use our software for your personal or business purposes. You may not use our software for any illegal or unauthorized purpose. You may not copy, modify, distribute, sell, or lease our software or any part of it.

  1. User Accounts

To use certain features of our software, you may be required to create an account. You are responsible for maintaining the confidentiality of your account information, including your username and password. You are also responsible for all activities that occur under your account.

  1. Payment

If you purchase any paid services or products through our software, you agree to pay all fees associated with such services or products. We may change our fees at any time by providing notice to you.

  1. Intellectual Property

We own all intellectual property rights in our software and services, including all text, graphics, logos, and software code. You may not use our intellectual property without our prior written consent.

  1. Limitation of Liability

We are not liable for any damages or losses arising from your use of our software or services. We are not responsible for any content uploaded or transmitted by users of our software. We do not guarantee the accuracy, completeness, or reliability of any content on our software.

  1. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or losses arising from your use of our software or services or your breach of these Terms.

  1. Termination

We may terminate your access to our software and services at any time for any reason. Upon termination, you must immediately stop using our software.

  1. Changes to Terms

We may update these Terms from time to time. If we make material changes to these Terms, we will notify you by email or by posting a notice on our website.

  1. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of Nigeria. Any dispute arising from or relating to these Terms shall be resolved through arbitration in Lagos, Nigeria, in accordance with the Nigerian Arbitration and Conciliation Act, Cap A18 LFN 2004.

If you have any questions about these Terms or our software, please contact us at [email protected].